Life Insurance can be a simple answer to a very difficult question: How will your family manage financially in the event of a loved ones death? There are many types of life insurance that will provide financial stability such as covering daily living expenses, mortgage payments, college tuition or other essential costs.
Common Life Insurance Policies Include:
| Term Life |
Life insurance that pays only a death benefit. Provides protection for specific period of time and is designed for temporary circumstances ( up to 30 years ). Term offers the greatest amount of coverage for the lowest premium. |
| Whole Life |
This is the simplest and most common option. Premiums remain fixed for life and the death benefit and rate of return on your cash value are guaranteed. |
| Universal Life |
This form of life insurance has a fixed death benefit and builds a cash value based on current interest rate. At time of death you will receive death benefit plus accrued cash value. |
Is your business adequately protected? Key man life insurance can be critical for a company. This is a policy used to protect a business from the death of a key employee or owner, that could severely affect the stability or profitability of your company. In the event of a loss this is the policy that will provide your company the time to either replace your key person or put in place new strategies to save your business. The beneficiary and payer of this type policy is The Company.
We also offer Annuities and IRAs!
Contact Protector Insurance Agency today at 732-458-7800 for your free quote.
We serve a wide area including: Ocean County. Monmouth County, Brick, Lakewood, Jackson, Point Pleasant, Bay Head, Silverton, Mantoloking, Toms River, Bayville, Forked River, Lacy, Waretown, Barnegat, Point Pleasant Beach, Brielle, Manasquan, Spring Lake, Adelphia, Farmingdale, Howell, Colts Neck, Freehold, Marlboro, Manalapan, Aberdeen, Matawan, Keyport, Hazlet, Middletown, Red Bank, Eatontown, West Long Branch, Long Branch, Ocean, Asbury Park, Neptune, Bradley Beach, Belmar and all surrounding areas.
