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Insurance in Brick, NJ
Protector Insurance Agency
The Protector Agency is here to help you protect all your personal assets in the Brick, NJ area by providing you with personal insurance that is customized to meet your individual needs. Whether it’s homeowner, automobile, umbrella, watercraft, flood or recreation vehicles, we will find the right coverage at the most competitive price. Our licensed insurance professionals will select the right company to provide you with the broadest coverage.
Our office is available to help you with any of your coverage or billing questions. If a claim occurs please do not hesitate to contact our office for assistance.
We Provide Personal Insurance Policies Including:
Ask us about our package policy discounts!
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Homeowner’s Insurance
The Protector Agency considers it a privilege to be entrusted with the responsibility to provide you with valuable protection for your home and personal property. Your home is considered one of your most valuable assets and also one of your biggest investments. Once we evaluate your investment and risk exposure, we believe we have provided you and your family with the best protection at the lowest possible cost.
A homeowner policy provides insurance protection that reflects your unique needs with coverage such as, replacement cost coverage for the dwelling and your personal property. Plus you can also protect your prize possessions such as your jewelry, furs, collectibles and fine arts. The policy also covers your personal liability. This is essential protection you need to guard you against financial impact of a claim or lawsuit brought against you or your family.
Additional Discounts For Homeowner Insurance:
- Claims free
- Smoke detectors
- Dead bolts
- Fire extinguishers
- Central station fire and burglar alarms
By insuring your home and auto with the same company, you maybe eligible for multi-policy discounts. This could provide you with a significant amount of savings in your policy premiums.
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Auto Insurance
We offer quality automobile insurance with multiple pricing options and savings to our clients. You want to be sure your policy has the limits and coverage to protect your financial well-being. Our companies will provide you with the best coverage at the price you can afford. The auto policy provides liability coverage, comprehensive and collision and personal injury protection.
Additional Discounts for Auto Insurance Include:
- Clean Driving Record
- Multi Car Discount
- Security Systems
- Air Bags
- Driver Safety Course
- Owning a Home
- Mature Driver Discount
- Good Student
- Driver Training
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Umbrella Insurance
An excess liability policy is sometimes called an “umbrella” policy. It is an extra layer of liability protection that can make a world of difference. This policy protects you after the limits of your underlying policies such as your home and auto are exhausted. An umbrella policy covers you against aggressive legal actions, personal injury claims and even legal defense costs.
Our professional agents will help you determine how much coverage you need for financial security. You need to be prepared for the unexpected. Policies begin with a million dollar protection and higher limits are available depending on the value of your assets.
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Flood Insurance
Flood loss can happen at anytime or anywhere and is not covered under a homeowner’s policy. Heavy rains such as coastal hurricanes, violent storms, overflowing waterways or local downpours can all cause major floods. This is why you need a flood policy which will help repair or replace your home and contents that are damaged from the rising water. A standard flood policy can be purchased by any property owner no matter what flood zone in which they are located. A preferred risk flood policy can also be purchased for property owners not located in a flood zone.
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Watercraft, Yacht and Recreational Vehicle Insurance
A separate insurance policy or endorsement is usually required to cover boats or other recreational vehicles. This policy will insure the physical damage to the boat or vehicle, bodily injury, property damage and liability exposures. You want to enjoy the luxuries of life while protecting your boat or recreational vehicles without any worries.
We Cover Many Recreational Vehicles Including:
- Motorcycles
- Antique Auto
- Travel Trailers
- Motor Homes
- Jet Skis
- Snowmobiles
- Scooters
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Contact Protector Insurance Agency today at 732-458-7800 for your free quote.
We serve a wide area including: Ocean County. Monmouth County, Brick, Lakewood, Jackson, Point Pleasant, Bay Head, Silverton, Mantoloking, Toms River, Bayville, Forked River, Lacy, Waretown, Barnegat, Point Pleasant Beach, Brielle, Manasquan, Spring Lake, Adelphia, Farmingdale, Howell, Colts Neck, Freehold, Marlboro, Manalapan, Aberdeen, Matawan, Keyport, Hazlet, Middletown, Red Bank, Eatontown, West Long Branch, Long Branch, Ocean, Asbury Park, Neptune, Bradley Beach, Belmar and all surrounding areas.
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